Maximising wealth together: Super contributions for your spouse 1

Maximising wealth together: Super contributions for your spouse

Maximising super contributions for your spouse is a smart financial move that can benefit both your partner and your family’s long-term financial security. By actively contributing to your spouse’s super account, you not only help them build a more substantial retirement nest egg, but also enjoy potential tax benefits in … Read more

What to do if you're 55 and have no retirement plan 2

What to do if you’re 55 and have no retirement plan

Key takeaways • Strategies for fast tracking your retirement savings nest egg, such as debt elimination, additional super contributions and targeted investing. • How part-time work and delaying receipt of the Age Pension can boost your retirement income. Retirement planning is one of those things that often gets pushed to … Read more

What's the best age to retire? 3

What’s the best age to retire?

There is no magic age at which to retire. But what’s important is to plan for a longer retirement than you may expect. This is in part because research shows we’re now living longer than ever. According to the Australian Government Actuary (AGA), factoring in improvements in life expectancies over … Read more

How to budget as interest rates rise 6

How to budget as interest rates rise

Having a solid budget is crucial to building financial resilience and as rising rates continue to put pressure on household finances, it could help to look at ways to save more and spend less. With Australia being one of the most highly leveraged countries in the world and the average … Read more

Help your retirement funds last the distance 7

Help your retirement funds last the distance

Retirement is a time that many Australians eagerly anticipate, providing plenty of time to pursue hobbies, do more travelling, or simply kick back and enjoy the fruits of your labour. We will outline key strategies to help boost and preserve your retirement savings, to help you achieve longterm financial security … Read more

Making downsizer contributions into super 8

Making downsizer contributions into super

If you’re over 55 and looking to boost your retirement savings, you may be eligible to make a super contribution of up to $300,000 from the sale proceeds of your primary residence. On 1 January 2023, the age when eligible Australians qualify to make downsizer contributions was reduced from 60 … Read more

What is the retirement age in Australia? 9

What is the retirement age in Australia?

When will you be ready to retire? There are two important ages you need to consider when thinking about retirement – preservation age when you are eligible to start drawing on your super and Age Pension age when you are eligible to receive the Age Pension. Age Pension age This … Read more

Avoid the superannuation death tax 10

Avoid the superannuation death tax

While there has not officially been any death duties in Australia for decades, they definitely still exist, albeit under another name – superannuation death benefit taxes. As superannuation assets and individual balances continue to grow, more and more Australian families will receive a rude shock after the death of a … Read more

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